Call reports 2002
MONROE BANK — 2002
What MONROE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 500,504,000 | 525,200,000 | 526,134,000 | 530,342,000 |
| Total loans | 376,881,000 | 381,267,000 | 390,364,000 | 391,315,000 |
| Allowance for loan losses | 4,278,000 | 4,186,000 | 3,931,000 | 4,574,000 |
| Securities available for sale | 16,324,000 | 32,339,000 | 37,437,000 | 42,920,000 |
| Securities held to maturity | 68,983,000 | 66,682,000 | 63,446,000 | 57,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,527,000 | 403,524,000 | 404,318,000 | 398,678,000 |
| Interest-bearing deposits | 324,400,000 | 344,008,000 | 344,010,000 | 338,092,000 |
| Noninterest-bearing deposits | 58,127,000 | 59,516,000 | 60,308,000 | 60,586,000 |
| Equity capital | 41,209,000 | 42,257,000 | 43,465,000 | 43,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,494,000 | 14,965,000 | 22,445,000 | 29,706,000 |
| Interest expense | 2,888,000 | 5,733,000 | 8,516,000 | 11,058,000 |
| Net interest income | 4,606,000 | 9,232,000 | 13,929,000 | 18,648,000 |
| Noninterest income | 1,424,000 | 2,895,000 | 4,472,000 | 6,207,000 |
| Noninterest expense | 3,490,000 | 7,008,000 | 10,558,000 | 14,161,000 |
| Provision for loan losses | 276,000 | 552,000 | 957,000 | 1,762,000 |
| Pretax income | 2,264,000 | 4,613,000 | 7,084,000 | 9,130,000 |
| Income tax | 760,000 | 1,539,000 | 2,355,000 | 3,024,000 |
| Net income | 1,504,000 | 3,074,000 | 4,729,000 | 6,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,907,000 | 41,743,000 | 42,830,000 | 43,297,000 |
| Total capital | 45,173,000 | 45,929,000 | 46,761,000 | 47,871,000 |
| Risk-weighted assets | 341,255,000 | 360,719,000 | 366,597,000 | 368,068,000 |