Call reports 2001
MONROE BANK — 2001
What MONROE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 438,578,000 | 452,284,000 | 474,314,000 | 492,220,000 |
| Total loans | 305,288,000 | 323,825,000 | 348,518,000 | 371,801,000 |
| Allowance for loan losses | 3,959,000 | 3,890,000 | 3,912,000 | 4,198,000 |
| Securities available for sale | 24,265,000 | 17,760,000 | 18,016,000 | 17,610,000 |
| Securities held to maturity | 70,517,000 | 66,545,000 | 65,254,000 | 67,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,339,000 | 361,931,000 | 363,298,000 | 359,225,000 |
| Interest-bearing deposits | 290,217,000 | 307,961,000 | 304,428,000 | 304,172,000 |
| Noninterest-bearing deposits | 65,122,000 | 53,970,000 | 58,870,000 | 55,053,000 |
| Equity capital | 38,482,000 | 39,273,000 | 39,636,000 | 40,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,063,000 | 15,993,000 | 23,923,000 | 31,584,000 |
| Interest expense | 4,067,000 | 7,899,000 | 11,487,000 | 14,719,000 |
| Net interest income | 3,996,000 | 8,094,000 | 12,436,000 | 16,865,000 |
| Noninterest income | 1,157,000 | 2,534,000 | 3,704,000 | 5,117,000 |
| Noninterest expense | 2,804,000 | 5,776,000 | 8,857,000 | 12,107,000 |
| Provision for loan losses | 150,000 | 320,000 | 545,000 | 1,050,000 |
| Pretax income | 2,199,000 | 4,532,000 | 6,738,000 | 8,825,000 |
| Income tax | 755,000 | 1,559,000 | 2,319,000 | 3,036,000 |
| Net income | 1,444,000 | 2,973,000 | 4,419,000 | 5,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,324,000 | 38,998,000 | 39,201,000 | 40,064,000 |
| Total capital | 41,947,000 | 42,770,000 | 43,089,000 | 44,217,000 |
| Risk-weighted assets | 289,426,000 | 301,209,000 | 311,016,000 | 332,221,000 |