Call reports 2025
BENCHMARK COMMUNITY BANK — 2025
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,284,317,000 | 1,293,231,000 | 1,319,051,000 | 1,366,254,000 |
| Total loans | 1,021,158,000 | 1,064,021,000 | 1,090,587,000 | 1,131,478,000 |
| Allowance for loan losses | 8,070,000 | 8,460,000 | 8,480,000 | 8,709,000 |
| Securities available for sale | 78,960,000 | 77,030,000 | 77,888,000 | 81,083,000 |
| Securities held to maturity | 20,250,000 | 20,250,000 | 15,250,000 | 15,250,000 |
| Trading assets | 5,445,000 | 7,518,000 | 7,684,000 | 7,826,000 |
| Total deposits | 1,154,270,000 | 1,166,672,000 | 1,191,379,000 | 1,225,950,000 |
| Interest-bearing deposits | 844,894,000 | 878,067,000 | 894,685,000 | 928,110,000 |
| Noninterest-bearing deposits | 309,376,000 | 288,605,000 | 296,694,000 | 297,840,000 |
| Equity capital | 115,080,000 | 116,878,000 | 123,196,000 | 126,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,997,000 | 34,945,000 | 53,526,000 | 72,472,000 |
| Interest expense | 3,696,000 | 7,652,000 | 11,870,000 | 15,804,000 |
| Net interest income | 13,301,000 | 27,293,000 | 41,656,000 | 56,668,000 |
| Noninterest income | 2,169,000 | 4,745,000 | 7,266,000 | 10,240,000 |
| Noninterest expense | 9,242,000 | 19,358,000 | 29,665,000 | 40,841,000 |
| Provision for loan losses | 429,000 | 889,000 | 990,000 | 1,348,000 |
| Pretax income | 5,837,000 | 11,878,000 | 18,576,000 | 25,298,000 |
| Income tax | 1,206,000 | 2,461,000 | 3,829,000 | 5,316,000 |
| Net income | 4,631,000 | 9,417,000 | 14,747,000 | 19,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,312,000 | 121,761,000 | 126,733,000 | 129,899,000 |
| Total capital | 127,487,000 | 130,327,000 | 135,308,000 | 138,778,000 |
| Risk-weighted assets | 957,690,000 | 996,206,000 | 1,009,027,000 | 1,054,225,000 |