Call reports 2024
BENCHMARK COMMUNITY BANK — 2024
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,178,473,000 | 1,202,868,000 | 1,206,775,000 | 1,223,574,000 |
| Total loans | 927,397,000 | 959,969,000 | 979,670,000 | 996,900,000 |
| Allowance for loan losses | 7,152,000 | 7,461,000 | 7,694,000 | 7,824,000 |
| Securities available for sale | 92,098,000 | 77,507,000 | 84,774,000 | 79,107,000 |
| Securities held to maturity | 19,750,000 | 19,750,000 | 19,750,000 | 19,750,000 |
| Trading assets | 5,343,000 | 5,377,000 | 5,473,000 | 5,523,000 |
| Total deposits | 1,067,545,000 | 1,090,837,000 | 1,086,937,000 | 1,105,078,000 |
| Interest-bearing deposits | 806,518,000 | 824,139,000 | 826,005,000 | 839,805,000 |
| Noninterest-bearing deposits | 261,027,000 | 266,698,000 | 260,932,000 | 265,273,000 |
| Equity capital | 102,539,000 | 104,014,000 | 109,850,000 | 109,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,732,000 | 30,279,000 | 46,647,000 | 63,493,000 |
| Interest expense | 3,326,000 | 6,904,000 | 10,930,000 | 14,861,000 |
| Net interest income | 11,406,000 | 23,375,000 | 35,717,000 | 48,632,000 |
| Noninterest income | 2,076,000 | 4,398,000 | 7,276,000 | 9,668,000 |
| Noninterest expense | 9,443,000 | 18,684,000 | 28,110,000 | 37,627,000 |
| Provision for loan losses | 156,000 | 504,000 | 754,000 | 929,000 |
| Pretax income | 4,091,000 | 8,756,000 | 14,475,000 | 20,120,000 |
| Income tax | 813,000 | 1,768,000 | 2,920,000 | 4,078,000 |
| Net income | 3,278,000 | 6,988,000 | 11,555,000 | 16,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,868,000 | 108,470,000 | 112,659,000 | 114,934,000 |
| Total capital | 114,098,000 | 115,999,000 | 120,451,000 | 122,852,000 |
| Risk-weighted assets | 908,842,000 | 883,408,000 | 957,316,000 | 949,935,000 |