Call reports 2023
BENCHMARK COMMUNITY BANK — 2023
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,129,798,000 | 1,122,635,000 | 1,103,421,000 | 1,162,310,000 |
| Total loans | 835,649,000 | 844,355,000 | 865,457,000 | 892,227,000 |
| Allowance for loan losses | 7,018,000 | 6,980,000 | 6,960,000 | 7,002,000 |
| Securities available for sale | 139,215,000 | 103,666,000 | 96,101,000 | 95,021,000 |
| Securities held to maturity | 19,750,000 | 19,750,000 | 19,750,000 | 19,750,000 |
| Trading assets | 5,104,000 | 5,147,000 | 5,134,000 | 5,366,000 |
| Total deposits | 1,029,013,000 | 1,021,945,000 | 1,000,484,000 | 1,055,448,000 |
| Interest-bearing deposits | 760,379,000 | 799,379,000 | 741,847,000 | 792,376,000 |
| Noninterest-bearing deposits | 268,634,000 | 222,566,000 | 258,637,000 | 263,072,000 |
| Equity capital | 92,931,000 | 94,458,000 | 95,744,000 | 100,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,434,000 | 25,381,000 | 38,821,000 | 52,973,000 |
| Interest expense | 837,000 | 2,504,000 | 4,899,000 | 8,066,000 |
| Net interest income | 11,597,000 | 22,877,000 | 33,922,000 | 44,907,000 |
| Noninterest income | 2,545,000 | 4,822,000 | 6,903,000 | 9,255,000 |
| Noninterest expense | 8,178,000 | 16,683,000 | 25,558,000 | 34,690,000 |
| Provision for loan losses | 287,000 | 287,000 | 287,000 | 350,000 |
| Pretax income | 5,758,000 | 10,652,000 | 15,038,000 | 19,494,000 |
| Income tax | 1,169,000 | 2,170,000 | 3,023,000 | 3,953,000 |
| Net income | 4,589,000 | 8,482,000 | 12,015,000 | 15,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,741,000 | 99,600,000 | 102,689,000 | 104,188,000 |
| Total capital | 105,189,000 | 107,010,000 | 109,911,000 | 111,296,000 |
| Risk-weighted assets | 758,557,000 | 779,546,000 | 798,172,000 | 811,300,000 |