Call reports 2022
BENCHMARK COMMUNITY BANK — 2022
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,083,052,000 | 1,060,822,000 | 1,129,336,000 | 1,124,658,000 |
| Total loans | 679,040,000 | 723,494,000 | 781,663,000 | 816,079,000 |
| Allowance for loan losses | 5,972,000 | 6,077,000 | 6,397,000 | 6,832,000 |
| Securities available for sale | 71,132,000 | 139,276,000 | 136,549,000 | 138,102,000 |
| Securities held to maturity | 13,250,000 | 14,750,000 | 19,750,000 | 19,750,000 |
| Trading assets | 4,817,000 | 4,715,000 | 4,697,000 | 4,997,000 |
| Total deposits | 991,739,000 | 972,029,000 | 1,037,162,000 | 1,031,444,000 |
| Interest-bearing deposits | 731,752,000 | 707,949,000 | 744,495,000 | 764,363,000 |
| Noninterest-bearing deposits | 259,987,000 | 264,080,000 | 292,667,000 | 267,082,000 |
| Equity capital | 85,235,000 | 82,731,000 | 84,539,000 | 87,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,603,000 | 18,219,000 | 29,134,000 | 41,403,000 |
| Interest expense | 470,000 | 932,000 | 1,377,000 | 1,887,000 |
| Net interest income | 8,133,000 | 17,287,000 | 27,757,000 | 39,516,000 |
| Noninterest income | 1,831,000 | 3,831,000 | 6,464,000 | 8,885,000 |
| Noninterest expense | 7,255,000 | 14,147,000 | 21,604,000 | 30,263,000 |
| Provision for loan losses | 88,000 | 221,000 | 559,000 | 1,018,000 |
| Pretax income | 2,563,000 | 6,572,000 | 11,749,000 | 16,771,000 |
| Income tax | 465,000 | 1,256,000 | 2,273,000 | 3,313,000 |
| Net income | 2,098,000 | 5,316,000 | 9,476,000 | 13,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,418,000 | 89,740,000 | 91,634,000 | 93,681,000 |
| Total capital | 94,390,000 | 95,817,000 | 98,031,000 | 100,513,000 |
| Risk-weighted assets | 623,816,000 | 668,842,000 | 712,886,000 | 755,106,000 |