Call reports 2021
BENCHMARK COMMUNITY BANK — 2021
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 952,290,000 | 978,410,000 | 991,564,000 | 1,040,563,000 |
| Total loans | 630,906,000 | 652,333,000 | 655,191,000 | 646,146,000 |
| Allowance for loan losses | 5,645,000 | 5,769,000 | 5,908,000 | 5,901,000 |
| Securities available for sale | 48,603,000 | 55,359,000 | 56,914,000 | 70,320,000 |
| Securities held to maturity | 0 | 5,000,000 | 9,250,000 | 11,250,000 |
| Trading assets | 0 | 0 | 0 | 5,083,000 |
| Total deposits | 864,349,000 | 889,444,000 | 898,126,000 | 947,434,000 |
| Interest-bearing deposits | 633,062,000 | 652,172,000 | 656,934,000 | 707,515,000 |
| Noninterest-bearing deposits | 231,286,000 | 237,272,000 | 241,193,000 | 239,919,000 |
| Equity capital | 82,375,000 | 84,093,000 | 87,052,000 | 87,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,511,000 | 17,206,000 | 26,629,000 | 36,008,000 |
| Interest expense | 639,000 | 1,248,000 | 1,866,000 | 2,429,000 |
| Net interest income | 7,872,000 | 15,958,000 | 24,763,000 | 33,579,000 |
| Noninterest income | 2,019,000 | 4,209,000 | 6,381,000 | 8,706,000 |
| Noninterest expense | 6,255,000 | 12,976,000 | 19,539,000 | 27,278,000 |
| Provision for loan losses | 70,000 | 149,000 | 330,000 | 330,000 |
| Pretax income | 3,544,000 | 7,022,000 | 11,250,000 | 14,640,000 |
| Income tax | 681,000 | 1,361,000 | 2,170,000 | 2,818,000 |
| Net income | 2,863,000 | 5,661,000 | 9,080,000 | 11,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,393,000 | 82,692,000 | 85,793,000 | 86,636,000 |
| Total capital | 87,038,000 | 88,461,000 | 91,701,000 | 92,537,000 |
| Risk-weighted assets | 542,729,000 | 578,280,000 | 590,548,000 | 592,093,000 |