Call reports 2020
BENCHMARK COMMUNITY BANK — 2020
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 715,483,000 | 791,412,000 | 807,031,000 | 870,811,000 |
| Total loans | 590,338,000 | 624,105,000 | 645,272,000 | 616,559,000 |
| Allowance for loan losses | 5,471,000 | 5,618,000 | 5,584,000 | 5,597,000 |
| Securities available for sale | 39,646,000 | 38,515,000 | 39,408,000 | 39,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,865,000 | 707,531,000 | 722,915,000 | 786,261,000 |
| Interest-bearing deposits | 494,927,000 | 522,998,000 | 532,592,000 | 588,986,000 |
| Noninterest-bearing deposits | 139,938,000 | 184,533,000 | 190,323,000 | 197,274,000 |
| Equity capital | 76,106,000 | 78,132,000 | 79,168,000 | 80,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,345,000 | 16,806,000 | 25,387,000 | 34,307,000 |
| Interest expense | 914,000 | 1,751,000 | 2,512,000 | 3,225,000 |
| Net interest income | 7,431,000 | 15,055,000 | 22,875,000 | 31,082,000 |
| Noninterest income | 1,960,000 | 3,682,000 | 5,451,000 | 7,396,000 |
| Noninterest expense | 6,430,000 | 12,278,000 | 18,384,000 | 24,964,000 |
| Provision for loan losses | 224,000 | 472,000 | 472,000 | 562,000 |
| Pretax income | 2,736,000 | 6,020,000 | 9,534,000 | 13,012,000 |
| Income tax | 510,000 | 1,157,000 | 1,827,000 | 2,450,000 |
| Net income | 2,226,000 | 4,863,000 | 7,707,000 | 10,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,197,000 | 76,878,000 | 77,831,000 | 78,849,000 |
| Total capital | 80,668,000 | 82,496,000 | 83,415,000 | 84,446,000 |
| Risk-weighted assets | 521,442,000 | 522,521,000 | 531,328,000 | 529,419,000 |