Call reports 2019
BENCHMARK COMMUNITY BANK — 2019
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 704,721,000 | 702,303,000 | 700,433,000 | 711,852,000 |
| Total loans | 529,592,000 | 538,315,000 | 551,106,000 | 573,798,000 |
| Allowance for loan losses | 5,156,000 | 5,582,000 | 5,477,000 | 5,271,000 |
| Securities available for sale | 36,140,000 | 37,604,000 | 39,790,000 | 39,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,262,000 | 626,644,000 | 621,624,000 | 634,302,000 |
| Interest-bearing deposits | 489,925,000 | 481,720,000 | 475,239,000 | 494,929,000 |
| Noninterest-bearing deposits | 138,337,000 | 144,925,000 | 146,385,000 | 139,374,000 |
| Equity capital | 72,441,000 | 71,912,000 | 74,615,000 | 74,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,877,000 | 16,099,000 | 24,423,000 | 32,860,000 |
| Interest expense | 812,000 | 1,792,000 | 2,812,000 | 3,794,000 |
| Net interest income | 7,065,000 | 14,307,000 | 21,611,000 | 29,066,000 |
| Noninterest income | 1,488,000 | 3,205,000 | 5,000,000 | 6,763,000 |
| Noninterest expense | 5,928,000 | 11,340,000 | 17,289,000 | 23,028,000 |
| Provision for loan losses | 0 | 500,000 | 545,000 | 754,000 |
| Pretax income | 2,625,000 | 5,672,000 | 8,780,000 | 12,050,000 |
| Income tax | 493,000 | 1,090,000 | 1,672,000 | 2,268,000 |
| Net income | 2,132,000 | 4,582,000 | 7,108,000 | 9,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,302,000 | 71,360,000 | 73,902,000 | 73,591,000 |
| Total capital | 77,458,000 | 76,942,000 | 79,379,000 | 78,862,000 |
| Risk-weighted assets | 458,611,000 | 471,430,000 | 487,234,000 | 508,100,000 |