Call reports 2018
BENCHMARK COMMUNITY BANK — 2018
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 608,755,000 | 617,836,000 | 618,305,000 | 643,887,000 |
| Total loans | 492,684,000 | 515,506,000 | 530,045,000 | 533,750,000 |
| Allowance for loan losses | 4,827,000 | 5,078,000 | 5,198,000 | 5,207,000 |
| Securities available for sale | 34,455,000 | 34,158,000 | 33,546,000 | 33,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,406,000 | 547,464,000 | 545,405,000 | 570,632,000 |
| Interest-bearing deposits | 414,122,000 | 417,068,000 | 416,328,000 | 440,696,000 |
| Noninterest-bearing deposits | 122,284,000 | 130,395,000 | 129,077,000 | 129,936,000 |
| Equity capital | 69,113,000 | 68,002,000 | 70,051,000 | 70,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,883,000 | 13,954,000 | 21,374,000 | 29,115,000 |
| Interest expense | 515,000 | 1,070,000 | 1,714,000 | 2,434,000 |
| Net interest income | 6,368,000 | 12,884,000 | 19,660,000 | 26,681,000 |
| Noninterest income | 1,455,000 | 2,930,000 | 4,598,000 | 6,293,000 |
| Noninterest expense | 4,999,000 | 9,969,000 | 15,437,000 | 20,795,000 |
| Provision for loan losses | 156,000 | 519,000 | 706,000 | 932,000 |
| Pretax income | 2,668,000 | 5,326,000 | 8,115,000 | 11,259,000 |
| Income tax | 502,000 | 1,001,000 | 1,520,000 | 2,010,000 |
| Net income | 2,166,000 | 4,325,000 | 6,595,000 | 9,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,389,000 | 68,246,000 | 70,512,000 | 71,116,000 |
| Total capital | 74,216,000 | 73,324,000 | 75,710,000 | 76,323,000 |
| Risk-weighted assets | 425,569,000 | 447,227,000 | 457,379,000 | 462,047,000 |