Call reports 2017
BENCHMARK COMMUNITY BANK — 2017
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 576,196,000 | 577,461,000 | 563,071,000 | 595,226,000 |
| Total loans | 452,823,000 | 461,983,000 | 466,590,000 | 486,728,000 |
| Allowance for loan losses | 4,721,000 | 4,819,000 | 4,819,000 | 4,703,000 |
| Securities available for sale | 37,201,000 | 39,208,000 | 38,328,000 | 35,197,000 |
| Securities held to maturity | 1,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,297,000 | 508,785,000 | 492,292,000 | 525,596,000 |
| Interest-bearing deposits | 393,216,000 | 391,336,000 | 373,102,000 | 408,738,000 |
| Noninterest-bearing deposits | 114,081,000 | 117,450,000 | 119,191,000 | 116,858,000 |
| Equity capital | 65,367,000 | 66,282,000 | 68,233,000 | 67,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,205,000 | 12,622,000 | 19,141,000 | 25,878,000 |
| Interest expense | 486,000 | 964,000 | 1,421,000 | 1,891,000 |
| Net interest income | 5,719,000 | 11,658,000 | 17,720,000 | 23,987,000 |
| Noninterest income | 1,451,000 | 3,035,000 | 4,627,000 | 6,087,000 |
| Noninterest expense | 4,617,000 | 9,346,000 | 13,998,000 | 19,410,000 |
| Provision for loan losses | 181,000 | 386,000 | 502,000 | 502,000 |
| Pretax income | 2,425,000 | 5,014,000 | 7,900,000 | 10,268,000 |
| Income tax | 732,000 | 1,518,000 | 2,407,000 | 4,060,000 |
| Net income | 1,693,000 | 3,496,000 | 5,493,000 | 6,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,387,000 | 65,906,000 | 67,903,000 | 67,238,000 |
| Total capital | 70,108,000 | 70,725,000 | 72,722,000 | 71,941,000 |
| Risk-weighted assets | 388,696,000 | 397,726,000 | 404,259,000 | 422,393,000 |