Call reports 2011
BENCHMARK COMMUNITY BANK — 2011
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 416,788,000 | 407,806,000 | 418,790,000 | 416,125,000 |
| Total loans | 327,976,000 | 332,541,000 | 335,850,000 | 333,873,000 |
| Allowance for loan losses | 4,181,000 | 4,665,000 | 4,619,000 | 5,039,000 |
| Securities available for sale | 34,596,000 | 35,718,000 | 35,075,000 | 33,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,378,000 | 364,188,000 | 373,432,000 | 370,094,000 |
| Interest-bearing deposits | 324,727,000 | 312,555,000 | 320,213,000 | 317,448,000 |
| Noninterest-bearing deposits | 49,652,000 | 51,633,000 | 53,219,000 | 52,646,000 |
| Equity capital | 39,245,000 | 41,088,000 | 42,460,000 | 43,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,823,000 | 11,732,000 | 17,896,000 | 23,995,000 |
| Interest expense | 1,423,000 | 2,738,000 | 3,918,000 | 5,017,000 |
| Net interest income | 4,400,000 | 8,994,000 | 13,978,000 | 18,978,000 |
| Noninterest income | 665,000 | 1,517,000 | 2,387,000 | 3,244,000 |
| Noninterest expense | 2,976,000 | 5,919,000 | 9,034,000 | 12,293,000 |
| Provision for loan losses | 537,000 | 1,204,000 | 1,883,000 | 2,635,000 |
| Pretax income | 1,552,000 | 3,402,000 | 5,466,000 | 7,312,000 |
| Income tax | 407,000 | 936,000 | 1,519,000 | 2,013,000 |
| Net income | 1,145,000 | 2,466,000 | 3,947,000 | 5,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,232,000 | 40,552,000 | 41,308,000 | 41,881,000 |
| Total capital | 42,954,000 | 44,230,000 | 44,870,000 | 45,648,000 |
| Risk-weighted assets | 297,302,000 | 293,217,000 | 292,878,000 | 300,089,000 |