Call reports 2001
BENCHMARK COMMUNITY BANK — 2001
What BENCHMARK COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 211,546,000 | 220,440,000 | 233,449,000 | 241,813,000 |
| Total loans | 170,228,000 | 171,557,000 | 171,929,000 | 177,853,000 |
| Allowance for loan losses | 1,708,000 | 1,716,000 | 1,720,000 | 1,775,000 |
| Securities available for sale | 17,145,000 | 15,621,000 | 25,406,000 | 34,836,000 |
| Securities held to maturity | 5,244,000 | 3,744,000 | 1,244,000 | 1,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,540,000 | 199,111,000 | 211,109,000 | 220,229,000 |
| Interest-bearing deposits | 167,360,000 | 174,948,000 | 181,710,000 | 188,973,000 |
| Noninterest-bearing deposits | 23,180,000 | 24,163,000 | 29,399,000 | 31,256,000 |
| Equity capital | 19,323,000 | 19,990,000 | 20,867,000 | 20,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,303,000 | 8,642,000 | 12,995,000 | 17,400,000 |
| Interest expense | 2,149,000 | 4,349,000 | 6,566,000 | 8,753,000 |
| Net interest income | 2,154,000 | 4,293,000 | 6,429,000 | 8,647,000 |
| Noninterest income | 233,000 | 508,000 | 804,000 | 1,040,000 |
| Noninterest expense | 1,333,000 | 2,714,000 | 4,171,000 | 5,575,000 |
| Provision for loan losses | 63,000 | 96,000 | 130,000 | 198,000 |
| Pretax income | 993,000 | 1,993,000 | 2,934,000 | 3,916,000 |
| Income tax | 306,000 | 611,000 | 871,000 | 1,156,000 |
| Net income | 687,000 | 1,382,000 | 2,063,000 | 2,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,838,000 | 19,516,000 | 20,286,000 | 19,733,000 |
| Total capital | 20,546,000 | 21,232,000 | 22,006,000 | 21,508,000 |
| Risk-weighted assets | 156,138,000 | 157,228,000 | 155,488,000 | 164,146,000 |