Call reports 2020
FIRST BANK & TRUST — 2020
What FIRST BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 123,030,000 | 137,759,000 | 143,779,000 | 150,849,000 |
| Total loans | 30,406,000 | 27,773,000 | 27,822,000 | 28,780,000 |
| Allowance for loan losses | 658,000 | 671,000 | 672,000 | 673,000 |
| Securities available for sale | 69,843,000 | 71,449,000 | 88,568,000 | 89,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,729,000 | 115,477,000 | 122,002,000 | 128,625,000 |
| Interest-bearing deposits | 60,884,000 | 68,172,000 | 74,483,000 | 80,020,000 |
| Noninterest-bearing deposits | 39,845,000 | 47,305,000 | 47,519,000 | 48,605,000 |
| Equity capital | 21,663,000 | 21,674,000 | 21,396,000 | 21,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,487,000 | 2,052,000 | 2,764,000 |
| Interest expense | 97,000 | 168,000 | 230,000 | 277,000 |
| Net interest income | 728,000 | 1,319,000 | 1,822,000 | 2,487,000 |
| Noninterest income | 151,000 | 317,000 | 439,000 | 670,000 |
| Noninterest expense | 720,000 | 1,426,000 | 2,110,000 | 2,882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 523,000 | 805,000 | 929,000 |
| Income tax | 48,000 | 113,000 | 115,000 | 39,000 |
| Net income | 155,000 | 410,000 | 690,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,519,000 | 16,774,000 | 17,054,000 | 16,453,000 |
| Total capital | 17,137,000 | 17,445,000 | 17,726,000 | 17,126,000 |
| Risk-weighted assets | 49,470,000 | 56,427,000 | 71,805,000 | 77,669,000 |