Call reports 2018
FIRST BANK & TRUST — 2018
What FIRST BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 171,641,000 | 167,387,000 | 160,848,000 | 164,051,000 |
| Total loans | 35,722,000 | 30,366,000 | 30,452,000 | 34,535,000 |
| Allowance for loan losses | 693,000 | 676,000 | 688,000 | 671,000 |
| Securities available for sale | 110,821,000 | 106,757,000 | 102,056,000 | 100,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,136,000 | 146,826,000 | 141,554,000 | 144,154,000 |
| Interest-bearing deposits | 93,662,000 | 89,565,000 | 84,812,000 | 85,540,000 |
| Noninterest-bearing deposits | 57,474,000 | 57,261,000 | 56,742,000 | 58,614,000 |
| Equity capital | 20,206,000 | 20,271,000 | 18,990,000 | 19,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,071,000 | 3,078,000 | 4,191,000 |
| Interest expense | 112,000 | 225,000 | 332,000 | 467,000 |
| Net interest income | 933,000 | 1,846,000 | 2,746,000 | 3,724,000 |
| Noninterest income | 243,000 | 460,000 | 676,000 | 971,000 |
| Noninterest expense | 925,000 | 1,859,000 | 2,799,000 | 3,791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 251,000 | 447,000 | 623,000 | 904,000 |
| Income tax | 52,000 | 92,000 | 128,000 | 184,000 |
| Net income | 199,000 | 355,000 | 495,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,993,000 | 19,149,000 | 19,288,000 | 18,815,000 |
| Total capital | 19,686,000 | 19,825,000 | 19,976,000 | 19,486,000 |
| Risk-weighted assets | 69,607,000 | 66,981,000 | 63,974,000 | 65,829,000 |