Call reports 2017
FIRST BANK & TRUST — 2017
What FIRST BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 174,573,000 | 175,781,000 | 174,594,000 | 171,091,000 |
| Total loans | 31,038,000 | 27,929,000 | 28,450,000 | 35,157,000 |
| Allowance for loan losses | 636,000 | 643,000 | 656,000 | 692,000 |
| Securities available for sale | 117,574,000 | 115,726,000 | 122,612,000 | 117,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,717,000 | 152,639,000 | 151,455,000 | 149,234,000 |
| Interest-bearing deposits | 96,718,000 | 95,434,000 | 95,906,000 | 92,620,000 |
| Noninterest-bearing deposits | 55,999,000 | 57,205,000 | 55,549,000 | 56,614,000 |
| Equity capital | 21,773,000 | 22,919,000 | 22,908,000 | 21,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,917,000 | 2,853,000 | 3,869,000 |
| Interest expense | 106,000 | 217,000 | 328,000 | 440,000 |
| Net interest income | 850,000 | 1,700,000 | 2,525,000 | 3,429,000 |
| Noninterest income | 242,000 | 464,000 | 681,000 | 962,000 |
| Noninterest expense | 904,000 | 1,748,000 | 2,668,000 | 3,719,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 188,000 | 416,000 | 538,000 | 672,000 |
| Income tax | 34,000 | 66,000 | 118,000 | 172,000 |
| Net income | 154,000 | 350,000 | 420,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,846,000 | 19,044,000 | 19,113,000 | 18,794,000 |
| Total capital | 19,482,000 | 19,687,000 | 19,769,000 | 19,486,000 |
| Risk-weighted assets | 63,002,000 | 61,685,000 | 62,727,000 | 67,419,000 |