Call reports 2016
FIRST BANK & TRUST — 2016
What FIRST BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 173,491,000 | 175,804,000 | 170,622,000 | 170,195,000 |
| Total loans | 38,439,000 | 32,765,000 | 32,091,000 | 33,440,000 |
| Allowance for loan losses | 881,000 | 839,000 | 848,000 | 843,000 |
| Securities available for sale | 116,930,000 | 127,705,000 | 124,875,000 | 114,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,387,000 | 146,147,000 | 145,300,000 | 149,415,000 |
| Interest-bearing deposits | 95,947,000 | 93,701,000 | 94,369,000 | 93,860,000 |
| Noninterest-bearing deposits | 52,440,000 | 52,446,000 | 50,931,000 | 55,555,000 |
| Equity capital | 24,780,000 | 25,222,000 | 24,942,000 | 20,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,031,000 | 2,921,000 | 3,803,000 |
| Interest expense | 109,000 | 217,000 | 325,000 | 431,000 |
| Net interest income | 946,000 | 1,814,000 | 2,596,000 | 3,372,000 |
| Noninterest income | 269,000 | 498,000 | 738,000 | 1,026,000 |
| Noninterest expense | 920,000 | 1,867,000 | 2,828,000 | 3,850,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,870,000 |
| Pretax income | 341,000 | 518,000 | 1,068,000 | -760,000 |
| Income tax | 113,000 | 158,000 | 348,000 | -270,000 |
| Net income | 228,000 | 360,000 | 720,000 | -490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,011,000 | 19,843,000 | 19,903,000 | 18,694,000 |
| Total capital | 20,854,000 | 20,674,000 | 20,706,000 | 19,506,000 |
| Risk-weighted assets | 67,375,000 | 66,545,000 | 64,244,000 | 64,974,000 |