Call reports 2015
FIRST BANK & TRUST — 2015
What FIRST BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 188,351,000 | 186,318,000 | 180,604,000 | 177,364,000 |
| Total loans | 39,477,000 | 34,815,000 | 34,392,000 | 41,023,000 |
| Allowance for loan losses | 865,000 | 870,000 | 880,000 | 877,000 |
| Securities available for sale | 130,809,000 | 134,662,000 | 130,698,000 | 122,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,915,000 | 152,369,000 | 149,915,000 | 152,525,000 |
| Interest-bearing deposits | 97,794,000 | 96,378,000 | 95,956,000 | 96,896,000 |
| Noninterest-bearing deposits | 57,121,000 | 55,991,000 | 53,959,000 | 55,629,000 |
| Equity capital | 24,999,000 | 23,675,000 | 24,486,000 | 23,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,099,000 | 3,036,000 | 4,063,000 |
| Interest expense | 127,000 | 244,000 | 364,000 | 478,000 |
| Net interest income | 1,002,000 | 1,855,000 | 2,672,000 | 3,585,000 |
| Noninterest income | 299,000 | 562,000 | 826,000 | 1,134,000 |
| Noninterest expense | 965,000 | 1,926,000 | 2,880,000 | 3,919,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 709,000 | 848,000 | 1,111,000 |
| Income tax | 91,000 | 224,000 | 270,000 | 356,000 |
| Net income | 245,000 | 485,000 | 578,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,798,000 | 19,939,000 | 19,931,000 | 19,783,000 |
| Total capital | 18,663,000 | 20,809,000 | 20,811,000 | 20,660,000 |
| Risk-weighted assets | 77,791,000 | 77,764,000 | 72,480,000 | 71,710,000 |