Call reports 2014
FIRST BANK & TRUST — 2014
What FIRST BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 48,386,000 | 49,880,000 | 49,103,000 | 191,317,000 |
| Total loans | 9,213,000 | 6,183,000 | 8,341,000 | 41,186,000 |
| Allowance for loan losses | 168,000 | 168,000 | 168,000 | 866,000 |
| Securities available for sale | 34,769,000 | 34,356,000 | 33,083,000 | 133,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,569,000 | 45,613,000 | 44,810,000 | 151,246,000 |
| Interest-bearing deposits | 24,229,000 | 24,022,000 | 24,257,000 | 96,862,000 |
| Noninterest-bearing deposits | 20,340,000 | 21,591,000 | 20,553,000 | 54,384,000 |
| Equity capital | 3,707,000 | 4,199,000 | 4,220,000 | 23,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 593,000 | 827,000 | 3,954,000 |
| Interest expense | 22,000 | 45,000 | 69,000 | 472,000 |
| Net interest income | 297,000 | 548,000 | 758,000 | 3,482,000 |
| Noninterest income | 71,000 | 134,000 | 197,000 | 1,156,000 |
| Noninterest expense | 247,000 | 499,000 | 748,000 | 3,985,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 218,000 | 242,000 | 769,000 |
| Income tax | 46,000 | 70,000 | 79,000 | 249,000 |
| Net income | 110,000 | 148,000 | 163,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,667,000 | 4,770,000 | 4,785,000 | 19,753,000 |
| Total capital | 4,835,000 | 4,938,000 | 4,953,000 | 20,619,000 |
| Risk-weighted assets | 18,043,000 | 15,716,000 | 17,218,000 | 72,583,000 |