Call reports 2013
FIRST BANK & TRUST — 2013
What FIRST BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 48,288,000 | 47,397,000 | 49,735,000 | 48,700,000 |
| Total loans | 8,172,000 | 6,944,000 | 6,329,000 | 9,460,000 |
| Allowance for loan losses | 168,000 | 168,000 | 168,000 | 168,000 |
| Securities available for sale | 32,257,000 | 32,677,000 | 37,210,000 | 35,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,720,000 | 43,764,000 | 43,980,000 | 45,286,000 |
| Interest-bearing deposits | 23,035,000 | 23,743,000 | 24,114,000 | 24,338,000 |
| Noninterest-bearing deposits | 20,685,000 | 20,021,000 | 19,866,000 | 20,948,000 |
| Equity capital | 4,531,000 | 3,593,000 | 3,718,000 | 3,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 480,000 | 696,000 | 976,000 |
| Interest expense | 26,000 | 51,000 | 75,000 | 100,000 |
| Net interest income | 223,000 | 429,000 | 621,000 | 876,000 |
| Noninterest income | 68,000 | 127,000 | 191,000 | 295,000 |
| Noninterest expense | 245,000 | 446,000 | 708,000 | 990,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 190,000 | 184,000 | 261,000 |
| Income tax | 8,000 | 58,000 | 59,000 | 86,000 |
| Net income | 38,000 | 132,000 | 125,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,585,000 | 4,211,000 | 4,574,000 | 4,386,000 |
| Total capital | 4,753,000 | 4,379,000 | 4,742,000 | 4,554,000 |
| Risk-weighted assets | 16,669,000 | 16,223,000 | 16,109,000 | 18,520,000 |