Call reports 2012
FIRST BANK & TRUST — 2012
What FIRST BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 46,286,000 | 46,771,000 | 46,919,000 | 48,304,000 |
| Total loans | 8,813,000 | 6,337,000 | 6,956,000 | 8,560,000 |
| Allowance for loan losses | 158,000 | 158,000 | 168,000 | 168,000 |
| Securities available for sale | 32,042,000 | 29,460,000 | 34,646,000 | 33,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,764,000 | 41,994,000 | 41,966,000 | 43,741,000 |
| Interest-bearing deposits | 23,139,000 | 23,778,000 | 23,557,000 | 22,839,000 |
| Noninterest-bearing deposits | 18,625,000 | 18,216,000 | 18,409,000 | 20,902,000 |
| Equity capital | 4,457,000 | 4,674,000 | 4,833,000 | 4,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 629,000 | 923,000 | 1,205,000 |
| Interest expense | 29,000 | 56,000 | 83,000 | 109,000 |
| Net interest income | 296,000 | 573,000 | 840,000 | 1,096,000 |
| Noninterest income | 68,000 | 124,000 | 180,000 | 293,000 |
| Noninterest expense | 262,000 | 523,000 | 787,000 | 1,086,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 147,000 | 443,000 | 620,000 | 758,000 |
| Income tax | 40,000 | 153,000 | 215,000 | 261,000 |
| Net income | 107,000 | 290,000 | 405,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,607,000 | 4,640,000 | 4,655,000 | 4,547,000 |
| Total capital | 4,765,000 | 4,798,000 | 4,823,000 | 4,715,000 |
| Risk-weighted assets | 16,725,000 | 14,857,000 | 15,199,000 | 17,036,000 |