Call reports 2011
FIRST BANK & TRUST — 2011
What FIRST BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 44,616,000 | 44,237,000 | 46,998,000 | 46,040,000 |
| Total loans | 7,900,000 | 5,799,000 | 5,310,000 | 8,936,000 |
| Allowance for loan losses | 158,000 | 158,000 | 158,000 | 158,000 |
| Securities available for sale | 31,998,000 | 31,355,000 | 29,781,000 | 33,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,119,000 | 39,449,000 | 42,179,000 | 41,584,000 |
| Interest-bearing deposits | 21,494,000 | 21,270,000 | 22,702,000 | 22,547,000 |
| Noninterest-bearing deposits | 18,625,000 | 18,179,000 | 19,477,000 | 19,037,000 |
| Equity capital | 4,435,000 | 4,668,000 | 4,758,000 | 4,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 594,000 | 826,000 | 1,128,000 |
| Interest expense | 42,000 | 83,000 | 120,000 | 152,000 |
| Net interest income | 243,000 | 511,000 | 706,000 | 976,000 |
| Noninterest income | 71,000 | 138,000 | 203,000 | 310,000 |
| Noninterest expense | 267,000 | 536,000 | 810,000 | 1,106,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 422,000 | 454,000 | 558,000 |
| Income tax | 22,000 | 147,000 | 157,000 | 195,000 |
| Net income | 69,000 | 275,000 | 297,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,569,000 | 4,750,000 | 4,722,000 | 4,500,000 |
| Total capital | 4,727,000 | 4,908,000 | 4,880,000 | 4,658,000 |
| Risk-weighted assets | 15,721,000 | 14,089,000 | 14,030,000 | 16,525,000 |