Call reports 2010
FIRST BANK & TRUST — 2010
What FIRST BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 40,798,000 | 42,485,000 | 42,084,000 | 45,452,000 |
| Total loans | 6,677,000 | 6,441,000 | 7,601,000 | 8,459,000 |
| Allowance for loan losses | 187,000 | 187,000 | 158,000 | 158,000 |
| Securities available for sale | 25,482,000 | 31,530,000 | 30,225,000 | 28,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,256,000 | 37,658,000 | 37,304,000 | 41,105,000 |
| Interest-bearing deposits | 20,212,000 | 20,788,000 | 20,719,000 | 20,513,000 |
| Noninterest-bearing deposits | 16,044,000 | 16,870,000 | 16,585,000 | 20,592,000 |
| Equity capital | 4,478,000 | 4,693,000 | 4,701,000 | 4,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 694,000 | 1,001,000 | 1,282,000 |
| Interest expense | 43,000 | 86,000 | 130,000 | 174,000 |
| Net interest income | 315,000 | 608,000 | 871,000 | 1,108,000 |
| Noninterest income | 67,000 | 133,000 | 189,000 | 278,000 |
| Noninterest expense | 277,000 | 555,000 | 830,000 | 1,116,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 282,000 | 333,000 | 404,000 |
| Income tax | 25,000 | 97,000 | 113,000 | 134,000 |
| Net income | 80,000 | 185,000 | 220,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,530,000 | 4,585,000 | 4,620,000 | 4,500,000 |
| Total capital | 4,657,000 | 4,764,000 | 4,778,000 | 4,658,000 |
| Risk-weighted assets | 10,068,000 | 14,352,000 | 15,218,000 | 16,679,000 |