Call reports 2009
FIRST BANK & TRUST — 2009
What FIRST BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 41,312,000 | 40,054,000 | 40,565,000 | 42,710,000 |
| Total loans | 7,750,000 | 7,598,000 | 7,036,000 | 7,714,000 |
| Allowance for loan losses | 197,000 | 187,000 | 187,000 | 187,000 |
| Securities available for sale | 29,013,000 | 26,489,000 | 26,522,000 | 25,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,498,000 | 35,877,000 | 36,109,000 | 38,318,000 |
| Interest-bearing deposits | 20,703,000 | 21,201,000 | 20,377,000 | 20,190,000 |
| Noninterest-bearing deposits | 15,795,000 | 14,676,000 | 15,732,000 | 18,128,000 |
| Equity capital | 4,639,000 | 4,107,000 | 4,400,000 | 4,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 712,000 | 1,084,000 | 1,452,000 |
| Interest expense | 51,000 | 101,000 | 147,000 | 193,000 |
| Net interest income | 338,000 | 611,000 | 937,000 | 1,259,000 |
| Noninterest income | 77,000 | 142,000 | 195,000 | 286,000 |
| Noninterest expense | 261,000 | 528,000 | 773,000 | 1,070,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 334,000 | 468,000 | 584,000 |
| Income tax | 75,000 | 109,000 | 157,000 | 194,000 |
| Net income | 155,000 | 225,000 | 311,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,555,000 | 4,525,000 | 4,511,000 | 4,500,000 |
| Total capital | 4,738,000 | 4,647,000 | 4,637,000 | 4,641,000 |
| Risk-weighted assets | 14,599,000 | 10,513,000 | 9,934,000 | 11,170,000 |