Call reports 2008
FIRST BANK & TRUST — 2008
What FIRST BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,658,000 | 40,450,000 | 38,915,000 | 40,996,000 |
| Total loans | 7,411,000 | 6,549,000 | 7,622,000 | 8,130,000 |
| Allowance for loan losses | 199,000 | 199,000 | 197,000 | 197,000 |
| Securities available for sale | 0 | 0 | 0 | 26,099,000 |
| Securities held to maturity | 18,144,000 | 27,372,000 | 27,121,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,963,000 | 35,796,000 | 34,258,000 | 36,221,000 |
| Interest-bearing deposits | 21,260,000 | 20,583,000 | 20,142,000 | 20,384,000 |
| Noninterest-bearing deposits | 14,703,000 | 15,213,000 | 14,116,000 | 15,837,000 |
| Equity capital | 4,530,000 | 4,532,000 | 4,562,000 | 4,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 911,000 | 1,357,000 | 1,787,000 |
| Interest expense | 120,000 | 211,000 | 284,000 | 342,000 |
| Net interest income | 344,000 | 700,000 | 1,073,000 | 1,445,000 |
| Noninterest income | 86,000 | 148,000 | 212,000 | 295,000 |
| Noninterest expense | 251,000 | 501,000 | 747,000 | 1,044,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 347,000 | 538,000 | 756,000 |
| Income tax | 49,000 | 115,000 | 176,000 | 256,000 |
| Net income | 130,000 | 232,000 | 362,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,530,000 | 4,532,000 | 4,562,000 | 4,500,000 |
| Total capital | 4,713,000 | 4,710,000 | 4,749,000 | 4,686,000 |
| Risk-weighted assets | 14,588,000 | 14,199,000 | 14,927,000 | 14,833,000 |