Call reports 2007
FIRST BANK & TRUST — 2007
What FIRST BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,016,000 | 39,973,000 | 39,245,000 | 40,978,000 |
| Total loans | 9,813,000 | 8,743,000 | 8,742,000 | 8,675,000 |
| Allowance for loan losses | 199,000 | 199,000 | 199,000 | 199,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,500,000 | 26,500,000 | 26,000,000 | 23,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,295,000 | 35,262,000 | 34,499,000 | 36,311,000 |
| Interest-bearing deposits | 21,704,000 | 21,490,000 | 20,789,000 | 20,702,000 |
| Noninterest-bearing deposits | 13,591,000 | 13,772,000 | 13,710,000 | 15,609,000 |
| Equity capital | 4,544,000 | 4,561,000 | 4,596,000 | 4,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,014,000 | 1,515,000 | 2,015,000 |
| Interest expense | 154,000 | 307,000 | 453,000 | 590,000 |
| Net interest income | 354,000 | 707,000 | 1,062,000 | 1,425,000 |
| Noninterest income | 81,000 | 142,000 | 208,000 | 297,000 |
| Noninterest expense | 230,000 | 462,000 | 698,000 | 978,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 387,000 | 572,000 | 744,000 |
| Income tax | 61,000 | 126,000 | 176,000 | 244,000 |
| Net income | 144,000 | 261,000 | 396,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,544,000 | 4,561,000 | 4,596,000 | 4,500,000 |
| Total capital | 4,743,000 | 4,759,000 | 4,792,000 | 4,695,000 |
| Risk-weighted assets | 17,115,000 | 15,837,000 | 15,702,000 | 15,635,000 |