Call reports 2006
FIRST BANK & TRUST — 2006
What FIRST BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,209,000 | 39,227,000 | 38,826,000 | 40,216,000 |
| Total loans | 8,052,000 | 7,175,000 | 8,046,000 | 9,539,000 |
| Allowance for loan losses | 200,000 | 200,000 | 200,000 | 199,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,755,000 | 28,755,000 | 27,755,000 | 27,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,508,000 | 34,544,000 | 34,099,000 | 35,539,000 |
| Interest-bearing deposits | 22,456,000 | 21,339,000 | 20,492,000 | 21,406,000 |
| Noninterest-bearing deposits | 15,052,000 | 13,205,000 | 13,607,000 | 14,133,000 |
| Equity capital | 4,556,000 | 4,577,000 | 4,600,000 | 4,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 944,000 | 1,404,000 | 1,900,000 |
| Interest expense | 115,000 | 243,000 | 378,000 | 525,000 |
| Net interest income | 364,000 | 701,000 | 1,026,000 | 1,375,000 |
| Noninterest income | 92,000 | 179,000 | 260,000 | 357,000 |
| Noninterest expense | 237,000 | 470,000 | 692,000 | 973,000 |
| Provision for loan losses | 0 | 0 | 0 | -71,000 |
| Pretax income | 219,000 | 410,000 | 594,000 | 830,000 |
| Income tax | 63,000 | 133,000 | 194,000 | 271,000 |
| Net income | 156,000 | 277,000 | 400,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,556,000 | 4,577,000 | 4,600,000 | 4,500,000 |
| Total capital | 4,751,000 | 4,754,000 | 4,785,000 | 4,699,000 |
| Risk-weighted assets | 15,573,000 | 14,132,000 | 14,803,000 | 16,443,000 |