Call reports 2005
FIRST BANK & TRUST — 2005
What FIRST BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,895,000 | 29,522,000 | 41,235,000 | 42,046,000 |
| Total loans | 4,940,000 | 4,093,000 | 7,990,000 | 8,752,000 |
| Allowance for loan losses | 100,000 | 103,000 | 201,000 | 201,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,200,000 | 20,200,000 | 28,755,000 | 28,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,575,000 | 26,196,000 | 36,415,000 | 37,405,000 |
| Interest-bearing deposits | 20,397,000 | 20,345,000 | 22,576,000 | 22,290,000 |
| Noninterest-bearing deposits | 5,178,000 | 5,851,000 | 13,839,000 | 15,115,000 |
| Equity capital | 3,248,000 | 3,271,000 | 4,730,000 | 4,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 588,000 | 1,296,000 | 1,780,000 |
| Interest expense | 61,000 | 129,000 | 250,000 | 353,000 |
| Net interest income | 232,000 | 459,000 | 1,046,000 | 1,427,000 |
| Noninterest income | 49,000 | 89,000 | 204,000 | 296,000 |
| Noninterest expense | 151,000 | 302,000 | 691,000 | 961,000 |
| Provision for loan losses | 0 | 0 | 0 | -70,000 |
| Pretax income | 130,000 | 246,000 | 560,000 | 833,000 |
| Income tax | 32,000 | 75,000 | 180,000 | 283,000 |
| Net income | 98,000 | 171,000 | 380,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,248,000 | 3,271,000 | 4,730,000 | 4,500,000 |
| Total capital | 3,348,000 | 3,374,000 | 4,921,000 | 4,699,000 |
| Risk-weighted assets | 9,342,000 | 8,811,000 | 15,301,000 | 15,925,000 |