Call reports 2004
FIRST BANK & TRUST — 2004
What FIRST BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 29,002,000 | 29,189,000 | 28,790,000 | 29,495,000 |
| Total loans | 5,819,000 | 4,917,000 | 6,249,000 | 5,832,000 |
| Allowance for loan losses | 106,000 | 106,000 | 105,000 | 105,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,200,000 | 19,200,000 | 18,200,000 | 21,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,686,000 | 25,878,000 | 25,457,000 | 24,639,000 |
| Interest-bearing deposits | 20,401,000 | 20,393,000 | 20,225,000 | 19,808,000 |
| Noninterest-bearing deposits | 5,285,000 | 5,485,000 | 5,232,000 | 4,831,000 |
| Equity capital | 3,244,000 | 3,260,000 | 3,279,000 | 3,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 545,000 | 817,000 | 1,109,000 |
| Interest expense | 51,000 | 101,000 | 153,000 | 209,000 |
| Net interest income | 224,000 | 444,000 | 664,000 | 900,000 |
| Noninterest income | 40,000 | 71,000 | 109,000 | 165,000 |
| Noninterest expense | 141,000 | 287,000 | 434,000 | 619,000 |
| Provision for loan losses | 0 | 0 | 0 | -49,000 |
| Pretax income | 123,000 | 228,000 | 339,000 | 495,000 |
| Income tax | 29,000 | 68,000 | 110,000 | 167,000 |
| Net income | 94,000 | 160,000 | 229,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,244,000 | 3,260,000 | 3,279,000 | 3,200,000 |
| Total capital | 3,350,000 | 3,366,000 | 3,384,000 | 3,305,000 |
| Risk-weighted assets | 9,358,000 | 8,643,000 | 9,937,000 | 9,777,000 |