Call reports 2002
FIRST BANK & TRUST — 2002
What FIRST BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,255,000 | 29,388,000 | 29,417,000 | 28,691,000 |
| Total loans | 6,298,000 | 4,866,000 | 5,930,000 | 6,631,000 |
| Allowance for loan losses | 90,000 | 77,000 | 119,000 | 106,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,800,000 | 18,200,000 | 11,700,000 | 19,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,829,000 | 25,993,000 | 25,973,000 | 25,384,000 |
| Interest-bearing deposits | 19,918,000 | 20,956,000 | 21,010,000 | 20,932,000 |
| Noninterest-bearing deposits | 4,911,000 | 5,037,000 | 4,963,000 | 4,452,000 |
| Equity capital | 3,266,000 | 3,293,000 | 3,345,000 | 3,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 643,000 | 968,000 | 1,266,000 |
| Interest expense | 119,000 | 223,000 | 323,000 | 411,000 |
| Net interest income | 210,000 | 420,000 | 645,000 | 855,000 |
| Noninterest income | 58,000 | 87,000 | 108,000 | 157,000 |
| Noninterest expense | 120,000 | 238,000 | 360,000 | 518,000 |
| Provision for loan losses | 0 | 0 | 42,000 | -3,000 |
| Pretax income | 148,000 | 269,000 | 429,000 | 576,000 |
| Income tax | 32,000 | 76,000 | 134,000 | 196,000 |
| Net income | 116,000 | 193,000 | 295,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,266,000 | 3,293,000 | 3,345,000 | 3,200,000 |
| Total capital | 3,356,000 | 3,370,000 | 3,455,000 | 3,306,000 |
| Risk-weighted assets | 8,488,000 | 7,892,000 | 8,769,000 | 9,958,000 |