Call reports 2001
FIRST BANK & TRUST — 2001
What FIRST BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,174,000 | 30,140,000 | 30,238,000 | 29,979,000 |
| Total loans | 5,823,000 | 5,163,000 | 5,980,000 | 6,098,000 |
| Allowance for loan losses | 105,000 | 105,000 | 82,000 | 83,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,050,000 | 20,050,000 | 20,050,000 | 17,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,637,000 | 26,592,000 | 26,661,000 | 26,598,000 |
| Interest-bearing deposits | 20,666,000 | 20,920,000 | 21,218,000 | 20,220,000 |
| Noninterest-bearing deposits | 5,971,000 | 5,672,000 | 5,443,000 | 6,378,000 |
| Equity capital | 3,297,000 | 3,335,000 | 3,371,000 | 3,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 932,000 | 1,326,000 | 1,700,000 |
| Interest expense | 240,000 | 459,000 | 660,000 | 820,000 |
| Net interest income | 248,000 | 473,000 | 666,000 | 880,000 |
| Noninterest income | 52,000 | 77,000 | 99,000 | 147,000 |
| Noninterest expense | 135,000 | 278,000 | 387,000 | 554,000 |
| Provision for loan losses | 0 | 0 | 0 | -49,000 |
| Pretax income | 165,000 | 272,000 | 378,000 | 532,000 |
| Income tax | 38,000 | 77,000 | 117,000 | 185,000 |
| Net income | 127,000 | 195,000 | 261,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,297,000 | 3,335,000 | 3,371,000 | 3,200,000 |
| Total capital | 3,402,000 | 3,437,000 | 3,453,000 | 3,283,000 |
| Risk-weighted assets | 8,570,000 | 8,129,000 | 8,848,000 | 8,976,000 |