Call reports 2024
HNB NATIONAL BANK — 2024
What HNB NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 863,575,000 | 894,836,000 | 914,813,000 | 920,846,000 |
| Total loans | 589,920,000 | 615,201,000 | 634,284,000 | 647,936,000 |
| Allowance for loan losses | 6,332,000 | 6,586,000 | 6,845,000 | 6,920,000 |
| Securities available for sale | 186,460,000 | 186,273,000 | 193,865,000 | 189,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,669,000 | 768,442,000 | 790,550,000 | 796,021,000 |
| Interest-bearing deposits | 620,225,000 | 641,138,000 | 660,998,000 | 676,153,000 |
| Noninterest-bearing deposits | 119,444,000 | 127,304,000 | 129,552,000 | 119,868,000 |
| Equity capital | 87,928,000 | 89,801,000 | 100,281,000 | 101,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,271,000 | 23,065,000 | 35,456,000 | 48,088,000 |
| Interest expense | 3,627,000 | 7,526,000 | 11,735,000 | 15,944,000 |
| Net interest income | 7,644,000 | 15,539,000 | 23,721,000 | 32,144,000 |
| Noninterest income | 1,602,000 | 3,241,000 | 4,735,000 | 6,392,000 |
| Noninterest expense | 4,975,000 | 10,525,000 | 15,272,000 | 20,299,000 |
| Provision for loan losses | 120,000 | 376,000 | 595,000 | 671,000 |
| Pretax income | 4,151,000 | 7,879,000 | 12,589,000 | 17,566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,151,000 | 7,879,000 | 12,589,000 | 17,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,019,000 | 97,482,000 | 102,451,000 | 107,186,000 |