Call reports 2023
HNB NATIONAL BANK — 2023
What HNB NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 669,444,000 | 692,514,000 | 836,357,000 | 872,446,000 |
| Total loans | 425,942,000 | 448,201,000 | 551,033,000 | 584,896,000 |
| Allowance for loan losses | 4,707,000 | 4,714,000 | 5,947,000 | 6,141,000 |
| Securities available for sale | 177,998,000 | 172,569,000 | 192,490,000 | 201,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 594,442,000 | 616,743,000 | 744,327,000 | 730,411,000 |
| Interest-bearing deposits | 491,162,000 | 511,262,000 | 597,356,000 | 602,323,000 |
| Noninterest-bearing deposits | 103,280,000 | 105,481,000 | 146,971,000 | 128,088,000 |
| Equity capital | 72,087,000 | 73,010,000 | 74,055,000 | 85,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,450,000 | 13,752,000 | 21,736,000 | 32,658,000 |
| Interest expense | 910,000 | 2,321,000 | 4,042,000 | 6,928,000 |
| Net interest income | 5,540,000 | 11,431,000 | 17,694,000 | 25,730,000 |
| Noninterest income | 1,436,000 | 2,824,000 | 4,859,000 | 6,441,000 |
| Noninterest expense | 3,686,000 | 7,418,000 | 11,295,000 | 16,095,000 |
| Provision for loan losses | 0 | 25,000 | 1,022,000 | 1,205,000 |
| Pretax income | 3,290,000 | 6,812,000 | 10,236,000 | 14,871,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,290,000 | 6,812,000 | 10,236,000 | 14,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,607,000 | 93,153,000 | 87,070,000 | 91,639,000 |