Call reports 2020
HNB NATIONAL BANK — 2020
What HNB NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 521,367,000 | 568,405,000 | 587,736,000 | 622,678,000 |
| Total loans | 395,076,000 | 399,189,000 | 397,844,000 | 386,429,000 |
| Allowance for loan losses | 4,468,000 | 4,506,000 | 4,589,000 | 4,684,000 |
| Securities available for sale | 28,111,000 | 27,115,000 | 28,234,000 | 58,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,637,000 | 494,868,000 | 508,622,000 | 541,029,000 |
| Interest-bearing deposits | 381,466,000 | 237,244,000 | 418,498,000 | 258,037,000 |
| Noninterest-bearing deposits | 72,171,000 | 257,624,000 | 90,124,000 | 282,992,000 |
| Equity capital | 65,227,000 | 69,854,000 | 75,363,000 | 79,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,779,000 | 11,323,000 | 16,720,000 | 22,515,000 |
| Interest expense | 663,000 | 1,230,000 | 1,732,000 | 2,162,000 |
| Net interest income | 5,116,000 | 10,093,000 | 14,988,000 | 20,353,000 |
| Noninterest income | 3,279,000 | 5,262,000 | 9,325,000 | 11,968,000 |
| Noninterest expense | 3,155,000 | 6,261,000 | 9,579,000 | 13,287,000 |
| Provision for loan losses | 15,000 | 35,000 | 135,000 | 285,000 |
| Pretax income | 5,225,000 | 9,059,000 | 14,599,000 | 18,749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,225,000 | 9,059,000 | 14,599,000 | 18,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,460,000 | 68,344,000 | 73,937,000 | 78,141,000 |
| Total capital | 69,421,000 | — | — | — |
| Risk-weighted assets | 398,298,000 | — | — | — |