Call reports 2019
HNB NATIONAL BANK — 2019
What HNB NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 475,900,000 | 480,009,000 | 505,381,000 | 517,723,000 |
| Total loans | 373,556,000 | 387,688,000 | 385,891,000 | 384,958,000 |
| Allowance for loan losses | 4,424,000 | 4,468,000 | 4,464,000 | 4,454,000 |
| Securities available for sale | 34,092,000 | 31,648,000 | 31,538,000 | 33,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,413,000 | 413,701,000 | 435,205,000 | 444,745,000 |
| Interest-bearing deposits | 338,009,000 | 347,098,000 | 363,189,000 | 376,023,000 |
| Noninterest-bearing deposits | 67,404,000 | 66,603,000 | 72,016,000 | 68,722,000 |
| Equity capital | 67,987,000 | 63,609,000 | 67,348,000 | 70,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,325,000 | 10,886,000 | 16,689,000 | 22,490,000 |
| Interest expense | 377,000 | 860,000 | 1,441,000 | 2,095,000 |
| Net interest income | 4,948,000 | 10,026,000 | 15,248,000 | 20,395,000 |
| Noninterest income | 1,239,000 | 2,556,000 | 4,096,000 | 5,530,000 |
| Noninterest expense | 3,261,000 | 6,523,000 | 9,671,000 | 13,009,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 30,000 |
| Pretax income | 2,901,000 | 6,034,000 | 9,648,000 | 12,886,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,901,000 | 6,034,000 | 9,648,000 | 12,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,079,000 | 62,256,000 | 65,912,000 | 69,192,000 |
| Total capital | 71,935,000 | 67,217,000 | 70,869,000 | 74,139,000 |
| Risk-weighted assets | 383,379,000 | 394,903,000 | 392,554,000 | 395,493,000 |