Call reports 2018
HNB NATIONAL BANK — 2018
What HNB NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 477,815,000 | 462,592,000 | 468,749,000 | 469,791,000 |
| Total loans | 348,467,000 | 357,519,000 | 365,994,000 | 379,362,000 |
| Allowance for loan losses | 4,226,000 | 4,345,000 | 4,354,000 | 4,376,000 |
| Securities available for sale | 32,957,000 | 35,914,000 | 35,904,000 | 35,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,024,000 | 401,770,000 | 404,900,000 | 403,289,000 |
| Interest-bearing deposits | 347,766,000 | 332,367,000 | 330,355,000 | 335,187,000 |
| Noninterest-bearing deposits | 72,258,000 | 69,403,000 | 74,545,000 | 68,102,000 |
| Equity capital | 55,860,000 | 58,507,000 | 61,460,000 | 64,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,870,000 | 9,882,000 | 15,062,000 | 20,360,000 |
| Interest expense | 228,000 | 480,000 | 757,000 | 1,071,000 |
| Net interest income | 4,642,000 | 9,402,000 | 14,305,000 | 19,289,000 |
| Noninterest income | 1,194,000 | 2,415,000 | 3,666,000 | 4,920,000 |
| Noninterest expense | 3,102,000 | 6,240,000 | 9,270,000 | 12,538,000 |
| Provision for loan losses | 150,000 | 215,000 | 290,000 | 365,000 |
| Pretax income | 2,586,000 | 5,364,000 | 8,413,000 | 11,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,586,000 | 5,364,000 | 8,413,000 | 11,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,286,000 | 58,107,000 | 61,198,000 | 64,136,000 |
| Total capital | 59,866,000 | 62,812,000 | 65,986,000 | 68,998,000 |
| Risk-weighted assets | 361,733,000 | 371,537,000 | 378,191,000 | 388,568,000 |