Call reports 2017
HNB NATIONAL BANK — 2017
What HNB NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 476,892,000 | 475,489,000 | 473,290,000 | 465,320,000 |
| Total loans | 346,159,000 | 358,551,000 | 359,070,000 | 359,716,000 |
| Allowance for loan losses | 4,622,000 | 4,634,000 | 4,571,000 | 4,081,000 |
| Securities available for sale | 31,853,000 | 31,536,000 | 32,463,000 | 33,105,000 |
| Securities held to maturity | 7,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,610,000 | 417,489,000 | 412,808,000 | 402,703,000 |
| Interest-bearing deposits | 348,276,000 | 348,506,000 | 339,331,000 | 332,949,000 |
| Noninterest-bearing deposits | 69,334,000 | 68,983,000 | 73,477,000 | 69,754,000 |
| Equity capital | 57,359,000 | 55,785,000 | 58,294,000 | 60,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,768,000 | 9,593,000 | 14,497,000 | 19,362,000 |
| Interest expense | 219,000 | 412,000 | 613,000 | 823,000 |
| Net interest income | 4,549,000 | 9,181,000 | 13,884,000 | 18,539,000 |
| Noninterest income | 1,172,000 | 2,456,000 | 3,729,000 | 4,994,000 |
| Noninterest expense | 3,013,000 | 6,102,000 | 9,445,000 | 12,675,000 |
| Provision for loan losses | 25,000 | 35,000 | 115,000 | 155,000 |
| Pretax income | 2,683,000 | 5,500,000 | 8,053,000 | 10,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,683,000 | 5,500,000 | 8,053,000 | 10,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,149,000 | 54,484,000 | 57,080,000 | 59,752,000 |
| Total capital | 60,783,000 | 59,268,000 | 61,817,000 | 64,274,000 |
| Risk-weighted assets | 365,687,000 | 377,616,000 | 373,942,000 | 375,705,000 |