Call reports 2016
HNB NATIONAL BANK — 2016
What HNB NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 402,681,000 | 396,955,000 | 463,481,000 | 477,027,000 |
| Total loans | 330,149,000 | 339,677,000 | 357,667,000 | 356,386,000 |
| Allowance for loan losses | 4,207,000 | 4,497,000 | 5,068,000 | 4,658,000 |
| Securities available for sale | 7,922,000 | 9,076,000 | 24,866,000 | 32,775,000 |
| Securities held to maturity | 11,000 | 10,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,408,000 | 336,047,000 | 399,937,000 | 415,429,000 |
| Interest-bearing deposits | 282,976,000 | 277,786,000 | 325,377,000 | 343,798,000 |
| Noninterest-bearing deposits | 61,432,000 | 58,261,000 | 74,560,000 | 71,631,000 |
| Equity capital | 51,444,000 | 53,884,000 | 56,538,000 | 54,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,267,000 | 8,761,000 | 12,936,000 | 18,101,000 |
| Interest expense | 199,000 | 403,000 | 641,000 | 913,000 |
| Net interest income | 4,068,000 | 8,358,000 | 12,295,000 | 17,188,000 |
| Noninterest income | 1,124,000 | 2,300,000 | 4,246,000 | 5,040,000 |
| Noninterest expense | 2,780,000 | 5,616,000 | 8,750,000 | 11,844,000 |
| Provision for loan losses | 225,000 | 450,000 | 570,000 | 620,000 |
| Pretax income | 2,187,000 | 4,592,000 | 7,221,000 | 9,764,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,187,000 | 4,592,000 | 7,221,000 | 9,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,001,000 | 53,419,000 | 55,140,000 | 53,519,000 |
| Total capital | 55,209,000 | 57,756,000 | 59,795,000 | 58,201,000 |
| Risk-weighted assets | 336,249,000 | 346,366,000 | 371,624,000 | 369,485,000 |