Call reports 2015
HNB NATIONAL BANK — 2015
What HNB NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 400,113,000 | 390,542,000 | 391,063,000 | 396,128,000 |
| Total loans | 338,034,000 | 332,902,000 | 331,054,000 | 333,615,000 |
| Allowance for loan losses | 4,418,000 | 4,542,000 | 4,497,000 | 4,301,000 |
| Securities available for sale | 10,059,000 | 9,911,000 | 9,911,000 | 9,342,000 |
| Securities held to maturity | 18,000 | 17,000 | 14,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,117,000 | 335,091,000 | 333,146,000 | 336,132,000 |
| Interest-bearing deposits | 289,080,000 | 277,629,000 | 272,975,000 | 276,353,000 |
| Noninterest-bearing deposits | 58,037,000 | 57,462,000 | 60,171,000 | 59,779,000 |
| Equity capital | 46,384,000 | 48,688,000 | 51,183,000 | 53,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,382,000 | 8,842,000 | 13,240,000 | 17,553,000 |
| Interest expense | 225,000 | 445,000 | 649,000 | 852,000 |
| Net interest income | 4,157,000 | 8,397,000 | 12,591,000 | 16,701,000 |
| Noninterest income | 1,101,000 | 2,190,000 | 3,383,000 | 4,489,000 |
| Noninterest expense | 2,659,000 | 5,383,000 | 8,082,000 | 10,976,000 |
| Provision for loan losses | 450,000 | 675,000 | 900,000 | 1,150,000 |
| Pretax income | 2,149,000 | 4,529,000 | 6,992,000 | 9,088,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 2,149,000 | 4,525,000 | 6,988,000 | 9,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,833,000 | 48,220,000 | 50,695,000 | 52,803,000 |
| Total capital | 49,960,000 | 52,304,000 | 54,890,000 | 57,041,000 |
| Risk-weighted assets | 329,521,000 | 325,912,000 | 334,944,000 | 338,646,000 |