Call reports 2014
HNB NATIONAL BANK — 2014
What HNB NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 403,183,000 | 398,512,000 | 390,929,000 | 399,039,000 |
| Total loans | 332,426,000 | 333,830,000 | 335,536,000 | 334,400,000 |
| Allowance for loan losses | 3,853,000 | 4,122,000 | 4,440,000 | 4,076,000 |
| Securities available for sale | 12,117,000 | 12,087,000 | 9,972,000 | 10,157,000 |
| Securities held to maturity | 29,000 | 26,000 | 23,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,809,000 | 346,302,000 | 336,372,000 | 342,847,000 |
| Interest-bearing deposits | 292,612,000 | 291,292,000 | 281,848,000 | 285,650,000 |
| Noninterest-bearing deposits | 56,197,000 | 55,010,000 | 54,524,000 | 57,197,000 |
| Equity capital | 47,813,000 | 45,613,000 | 47,742,000 | 50,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,409,000 | 8,928,000 | 13,499,000 | 18,003,000 |
| Interest expense | 321,000 | 620,000 | 891,000 | 1,147,000 |
| Net interest income | 4,088,000 | 8,308,000 | 12,608,000 | 16,856,000 |
| Noninterest income | 1,059,000 | 2,275,000 | 3,387,000 | 4,581,000 |
| Noninterest expense | 2,749,000 | 5,444,000 | 8,217,000 | 10,976,000 |
| Provision for loan losses | 262,000 | 738,000 | 1,238,000 | 1,538,000 |
| Pretax income | 2,136,000 | 4,401,000 | 6,540,000 | 8,923,000 |
| Income tax | 0 | 6,000 | 6,000 | 6,000 |
| Net income | 2,136,000 | 4,395,000 | 6,534,000 | 8,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,809,000 | 44,598,000 | 46,766,000 | 49,179,000 |
| Total capital | 50,778,000 | 48,488,000 | 50,813,000 | 53,222,000 |
| Risk-weighted assets | 317,340,000 | 315,355,000 | 323,001,000 | 323,002,000 |