Call reports 2013
HNB NATIONAL BANK — 2013
What HNB NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 413,985,000 | 410,265,000 | 403,939,000 | 404,334,000 |
| Total loans | 308,256,000 | 318,169,000 | 326,070,000 | 330,499,000 |
| Allowance for loan losses | 4,008,000 | 4,076,000 | 4,177,000 | 4,111,000 |
| Securities available for sale | 9,213,000 | 8,956,000 | 12,288,000 | 12,409,000 |
| Securities held to maturity | 165,000 | 162,000 | 159,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,492,000 | 360,632,000 | 353,981,000 | 352,302,000 |
| Interest-bearing deposits | 310,355,000 | 306,119,000 | 298,109,000 | 295,108,000 |
| Noninterest-bearing deposits | 53,137,000 | 54,513,000 | 55,872,000 | 57,194,000 |
| Equity capital | 44,014,000 | 43,163,000 | 43,246,000 | 45,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,516,000 | 9,085,000 | 13,653,000 | 18,238,000 |
| Interest expense | 570,000 | 1,116,000 | 1,627,000 | 2,037,000 |
| Net interest income | 3,946,000 | 7,969,000 | 12,026,000 | 16,201,000 |
| Noninterest income | 1,236,000 | 2,439,000 | 3,560,000 | 4,619,000 |
| Noninterest expense | 2,840,000 | 5,563,000 | 8,383,000 | 11,017,000 |
| Provision for loan losses | 190,000 | 381,000 | 567,000 | 792,000 |
| Pretax income | 2,152,000 | 4,464,000 | 6,636,000 | 9,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,152,000 | 4,464,000 | 6,636,000 | 9,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,698,000 | 42,030,000 | 42,230,000 | 44,644,000 |
| Total capital | 47,010,000 | 46,419,000 | 46,727,000 | 49,087,000 |
| Risk-weighted assets | 395,337,000 | 416,576,000 | 432,314,000 | 440,621,000 |