Call reports 2012
HNB NATIONAL BANK — 2012
What HNB NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 402,994,000 | 396,855,000 | 394,697,000 | 404,150,000 |
| Total loans | 308,676,000 | 319,537,000 | 314,674,000 | 321,986,000 |
| Allowance for loan losses | 3,729,000 | 3,770,000 | 3,962,000 | 3,853,000 |
| Securities available for sale | 10,221,000 | 8,284,000 | 7,484,000 | 6,378,000 |
| Securities held to maturity | 193,000 | 184,000 | 176,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,788,000 | 346,244,000 | 341,301,000 | 355,817,000 |
| Interest-bearing deposits | 305,178,000 | 298,343,000 | 291,694,000 | 299,334,000 |
| Noninterest-bearing deposits | 49,610,000 | 47,901,000 | 49,607,000 | 56,483,000 |
| Equity capital | 41,606,000 | 43,995,000 | 46,526,000 | 41,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,823,000 | 9,604,000 | 14,444,000 | 19,168,000 |
| Interest expense | 846,000 | 1,589,000 | 2,279,000 | 2,912,000 |
| Net interest income | 3,977,000 | 8,015,000 | 12,165,000 | 16,256,000 |
| Noninterest income | 1,188,000 | 2,412,000 | 3,726,000 | 5,166,000 |
| Noninterest expense | 3,130,000 | 5,805,000 | 8,511,000 | 11,240,000 |
| Provision for loan losses | 230,000 | 400,000 | 600,000 | 956,000 |
| Pretax income | 1,805,000 | 4,222,000 | 6,780,000 | 9,226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,805,000 | 4,222,000 | 6,780,000 | 9,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,151,000 | 43,568,000 | 46,126,000 | 40,515,000 |
| Total capital | 45,110,000 | 47,232,000 | 49,721,000 | 44,638,000 |
| Risk-weighted assets | 357,431,000 | 384,281,000 | 383,172,000 | 401,708,000 |