Call reports 2011
HNB NATIONAL BANK — 2011
What HNB NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 329,777,000 | 322,023,000 | 322,580,000 | 319,595,000 |
| Total loans | 265,087,000 | 265,490,000 | 263,173,000 | 265,370,000 |
| Allowance for loan losses | 3,106,000 | 3,148,000 | 3,266,000 | 3,601,000 |
| Securities available for sale | 15,827,000 | 15,396,000 | 14,030,000 | 12,542,000 |
| Securities held to maturity | 572,000 | 257,000 | 243,000 | 203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,818,000 | 279,255,000 | 278,115,000 | 273,353,000 |
| Interest-bearing deposits | 248,995,000 | 240,189,000 | 236,252,000 | 233,467,000 |
| Noninterest-bearing deposits | 39,823,000 | 39,066,000 | 41,863,000 | 39,886,000 |
| Equity capital | 34,523,000 | 36,253,000 | 37,803,000 | 39,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,249,000 | 8,443,000 | 12,635,000 | 16,798,000 |
| Interest expense | 935,000 | 1,773,000 | 2,506,000 | 3,163,000 |
| Net interest income | 3,314,000 | 6,670,000 | 10,129,000 | 13,635,000 |
| Noninterest income | 869,000 | 1,740,000 | 2,709,000 | 3,725,000 |
| Noninterest expense | 2,479,000 | 4,859,000 | 7,203,000 | 9,736,000 |
| Provision for loan losses | 120,000 | 250,000 | 411,000 | 853,000 |
| Pretax income | 1,584,000 | 3,301,000 | 5,224,000 | 6,771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,584,000 | 3,301,000 | 5,224,000 | 6,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,985,000 | 35,704,000 | 37,226,000 | 39,346,000 |
| Total capital | 37,310,000 | 38,854,000 | 40,348,000 | 43,177,000 |
| Risk-weighted assets | 307,953,000 | 308,659,000 | 311,216,000 | 319,436,000 |