Call reports 2010
HNB NATIONAL BANK — 2010
What HNB NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 318,156,000 | 321,079,000 | 325,677,000 | 326,129,000 |
| Total loans | 259,542,000 | 265,305,000 | 267,253,000 | 269,099,000 |
| Allowance for loan losses | 3,089,000 | 3,007,000 | 3,117,000 | 2,910,000 |
| Securities available for sale | 20,788,000 | 19,030,000 | 18,308,000 | 16,788,000 |
| Securities held to maturity | 1,598,000 | 1,365,000 | 1,343,000 | 1,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,883,000 | 284,860,000 | 288,285,000 | 286,843,000 |
| Interest-bearing deposits | 246,272,000 | 248,536,000 | 251,246,000 | 247,505,000 |
| Noninterest-bearing deposits | 37,611,000 | 36,324,000 | 37,039,000 | 39,338,000 |
| Equity capital | 27,908,000 | 29,690,000 | 31,409,000 | 32,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,356,000 | 8,747,000 | 13,164,000 | 17,662,000 |
| Interest expense | 1,295,000 | 2,382,000 | 3,464,000 | 4,485,000 |
| Net interest income | 3,061,000 | 6,365,000 | 9,700,000 | 13,177,000 |
| Noninterest income | 787,000 | 1,769,000 | 2,743,000 | 3,605,000 |
| Noninterest expense | 2,485,000 | 4,876,000 | 7,426,000 | 9,763,000 |
| Provision for loan losses | 131,000 | 266,000 | 414,000 | 637,000 |
| Pretax income | 1,237,000 | 2,997,000 | 4,608,000 | 6,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,237,000 | 2,997,000 | 4,608,000 | 6,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,252,000 | 29,012,000 | 30,623,000 | 32,402,000 |
| Total capital | 30,500,000 | 32,203,000 | 33,924,000 | 35,511,000 |
| Risk-weighted assets | 259,791,000 | 274,491,000 | 284,911,000 | 305,035,000 |