Call reports 2009
HNB NATIONAL BANK — 2009
What HNB NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 369,286,000 | 340,436,000 | 328,221,000 | 321,884,000 |
| Total loans | 268,247,000 | 271,109,000 | 262,750,000 | 269,186,000 |
| Allowance for loan losses | 2,937,000 | 3,079,000 | 3,078,000 | 3,161,000 |
| Securities available for sale | 26,589,000 | 28,229,000 | 27,446,000 | 24,127,000 |
| Securities held to maturity | 2,755,000 | 2,717,000 | 2,693,000 | 1,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,607,000 | 299,182,000 | 286,632,000 | 283,383,000 |
| Interest-bearing deposits | 278,188,000 | 267,272,000 | 253,351,000 | 247,296,000 |
| Noninterest-bearing deposits | 32,419,000 | 31,910,000 | 33,281,000 | 36,087,000 |
| Equity capital | 43,955,000 | 29,163,000 | 29,869,000 | 26,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,663,000 | 9,489,000 | 14,164,000 | 772,000 |
| Interest expense | 1,753,000 | 3,370,000 | 4,751,000 | 204,000 |
| Net interest income | 2,910,000 | 6,119,000 | 9,413,000 | 568,000 |
| Noninterest income | 793,000 | 1,919,000 | 2,781,000 | 133,000 |
| Noninterest expense | 2,663,000 | 19,545,000 | 22,249,000 | 375,000 |
| Provision for loan losses | 233,000 | 605,000 | 680,000 | 20,000 |
| Pretax income | 807,000 | -12,112,000 | -10,735,000 | 306,000 |
| Income tax | 231,000 | 555,000 | 684,000 | 0 |
| Net income | 576,000 | -12,667,000 | -11,419,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,770,000 | 26,074,000 | 26,653,000 | 26,015,000 |
| Total capital | 29,872,000 | 29,318,000 | 29,862,000 | 29,360,000 |
| Risk-weighted assets | 266,983,000 | 270,895,000 | 263,115,000 | 267,276,000 |