Call reports 2001
HNB NATIONAL BANK — 2001
What HNB NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,764,000 | 119,310,000 | 124,364,000 | 121,724,000 |
| Total loans | 75,087,000 | 76,748,000 | 77,122,000 | 78,512,000 |
| Allowance for loan losses | 804,000 | 625,000 | 676,000 | 689,000 |
| Securities available for sale | 16,230,000 | 22,935,000 | 21,198,000 | 23,668,000 |
| Securities held to maturity | 9,870,000 | 9,766,000 | 10,990,000 | 11,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,993,000 | 93,518,000 | 99,896,000 | 96,705,000 |
| Interest-bearing deposits | 82,131,000 | 83,167,000 | 89,185,000 | 86,838,000 |
| Noninterest-bearing deposits | 9,862,000 | 10,351,000 | 10,711,000 | 9,867,000 |
| Equity capital | 12,772,000 | 12,802,000 | 12,630,000 | 12,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,091,000 | 6,174,000 | 8,159,000 |
| Interest expense | 976,000 | 1,992,000 | 2,965,000 | 3,845,000 |
| Net interest income | 1,044,000 | 2,099,000 | 3,209,000 | 4,314,000 |
| Noninterest income | 206,000 | 503,000 | 821,000 | 1,122,000 |
| Noninterest expense | 855,000 | 1,730,000 | 2,518,000 | 3,389,000 |
| Provision for loan losses | 33,000 | 243,000 | 273,000 | 288,000 |
| Pretax income | 362,000 | 629,000 | 1,322,000 | 1,842,000 |
| Income tax | 87,000 | 200,000 | 324,000 | 452,000 |
| Net income | 275,000 | 429,000 | 998,000 | 1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,513,000 | 12,555,000 | 12,186,000 | 12,398,000 |
| Total capital | 13,317,000 | 13,180,000 | 12,862,000 | 13,087,000 |
| Risk-weighted assets | 69,687,000 | 70,342,000 | 70,492,000 | 70,276,000 |