Call reports 2003
TRUSTBANC — 2003
What TRUSTBANC reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 93,036,000 | 94,842,000 | 99,953,000 | 105,809,000 |
| Total loans | 55,954,000 | 59,657,000 | 64,848,000 | 67,981,000 |
| Allowance for loan losses | 490,000 | 516,000 | 541,000 | 560,000 |
| Securities available for sale | 1,486,000 | 1,404,000 | 1,165,000 | 1,145,000 |
| Securities held to maturity | 25,268,000 | 22,403,000 | 21,813,000 | 24,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,439,000 | 74,753,000 | 76,517,000 | 77,595,000 |
| Interest-bearing deposits | 70,799,000 | 71,472,000 | 73,468,000 | 74,772,000 |
| Noninterest-bearing deposits | 2,640,000 | 3,281,000 | 3,049,000 | 2,823,000 |
| Equity capital | 8,607,000 | 8,879,000 | 9,159,000 | 9,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 2,601,000 | 3,920,000 | 5,311,000 |
| Interest expense | 566,000 | 1,135,000 | 1,683,000 | 2,245,000 |
| Net interest income | 718,000 | 1,466,000 | 2,237,000 | 3,066,000 |
| Noninterest income | 132,000 | 284,000 | 490,000 | 595,000 |
| Noninterest expense | 412,000 | 872,000 | 1,378,000 | 1,896,000 |
| Provision for loan losses | 56,000 | 102,000 | 133,000 | 152,000 |
| Pretax income | 382,000 | 776,000 | 1,216,000 | 1,613,000 |
| Income tax | 131,000 | 261,000 | 409,000 | 539,000 |
| Net income | 251,000 | 515,000 | 807,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,588,000 | 8,853,000 | 9,145,000 | 9,412,000 |
| Total capital | 9,078,000 | 9,369,000 | 9,686,000 | 9,972,000 |
| Risk-weighted assets | 54,396,000 | 59,751,000 | 67,444,000 | 71,448,000 |