Call reports 2002
TRUSTBANC — 2002
What TRUSTBANC reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,710,000 | 81,121,000 | 84,699,000 | 88,713,000 |
| Total loans | 45,971,000 | 46,165,000 | 48,950,000 | 51,250,000 |
| Allowance for loan losses | 398,000 | 418,000 | 428,000 | 462,000 |
| Securities available for sale | 1,634,000 | 1,410,000 | 1,214,000 | 1,744,000 |
| Securities held to maturity | 16,764,000 | 26,433,000 | 25,400,000 | 25,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,215,000 | 61,975,000 | 66,423,000 | 68,135,000 |
| Interest-bearing deposits | 57,262,000 | 60,037,000 | 64,376,000 | 65,908,000 |
| Noninterest-bearing deposits | 3,953,000 | 1,938,000 | 2,047,000 | 2,228,000 |
| Equity capital | 8,017,000 | 8,210,000 | 8,461,000 | 8,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,350,000 | 3,637,000 | 4,922,000 |
| Interest expense | 601,000 | 1,192,000 | 1,793,000 | 2,379,000 |
| Net interest income | 554,000 | 1,158,000 | 1,844,000 | 2,543,000 |
| Noninterest income | 76,000 | 144,000 | 233,000 | 342,000 |
| Noninterest expense | 343,000 | 700,000 | 1,092,000 | 1,480,000 |
| Provision for loan losses | 0 | 20,000 | 30,000 | 75,000 |
| Pretax income | 289,000 | 584,000 | 957,000 | 1,332,000 |
| Income tax | 98,000 | 197,000 | 325,000 | 360,000 |
| Net income | 191,000 | 387,000 | 632,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,006,000 | 8,202,000 | 8,448,000 | 8,338,000 |
| Total capital | 8,404,000 | 8,620,000 | 8,876,000 | 8,800,000 |
| Risk-weighted assets | 42,629,000 | 44,557,000 | 46,533,000 | 50,015,000 |