Call reports 2001
TRUSTBANC — 2001
What TRUSTBANC reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,965,000 | 60,732,000 | 64,866,000 | 69,851,000 |
| Total loans | 40,302,000 | 42,706,000 | 43,197,000 | 45,275,000 |
| Allowance for loan losses | 353,000 | 380,000 | 400,000 | 398,000 |
| Securities available for sale | 3,831,000 | 3,646,000 | 2,733,000 | 2,455,000 |
| Securities held to maturity | 10,144,000 | 8,489,000 | 13,464,000 | 14,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,491,000 | 47,226,000 | 50,080,000 | 54,002,000 |
| Interest-bearing deposits | 43,031,000 | 45,372,000 | 48,164,000 | 52,153,000 |
| Noninterest-bearing deposits | 2,460,000 | 1,854,000 | 1,915,000 | 1,849,000 |
| Equity capital | 7,444,000 | 7,563,000 | 7,704,000 | 7,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,049,000 | 2,139,000 | 3,239,000 | 4,365,000 |
| Interest expense | 693,000 | 1,361,000 | 2,030,000 | 2,648,000 |
| Net interest income | 356,000 | 778,000 | 1,209,000 | 1,717,000 |
| Noninterest income | 47,000 | 94,000 | 145,000 | 221,000 |
| Noninterest expense | 275,000 | 581,000 | 894,000 | 1,226,000 |
| Provision for loan losses | 7,000 | 34,000 | 54,000 | 59,000 |
| Pretax income | 121,000 | 257,000 | 406,000 | 653,000 |
| Income tax | 0 | 0 | 18,000 | 126,000 |
| Net income | 121,000 | 257,000 | 388,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,409,000 | 7,545,000 | 7,677,000 | 7,816,000 |
| Total capital | 7,762,000 | 7,925,000 | 8,077,000 | 8,214,000 |
| Risk-weighted assets | 33,477,000 | 37,563,000 | 37,045,000 | 40,379,000 |