Call reports 2002
REGIONAL BANK — 2002
What REGIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 213,358,000 | 275,989,000 | 236,942,000 | 233,322,000 |
| Total loans | 157,873,000 | 157,006,000 | 155,927,000 | 149,790,000 |
| Allowance for loan losses | 1,838,000 | 1,842,000 | 1,811,000 | 1,798,000 |
| Securities available for sale | 41,445,000 | 52,786,000 | 53,364,000 | 67,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,770,000 | 231,748,000 | 191,125,000 | 187,808,000 |
| Interest-bearing deposits | 153,955,000 | 219,706,000 | 177,007,000 | 173,097,000 |
| Noninterest-bearing deposits | 11,814,000 | 12,042,000 | 14,117,000 | 14,711,000 |
| Equity capital | 19,688,000 | 20,182,000 | 21,090,000 | 20,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,584,000 | 7,289,000 | 10,871,000 | 14,295,000 |
| Interest expense | 1,709,000 | 3,450,000 | 5,090,000 | 6,765,000 |
| Net interest income | 1,875,000 | 3,839,000 | 5,781,000 | 7,530,000 |
| Noninterest income | 441,000 | 810,000 | 1,306,000 | 1,868,000 |
| Noninterest expense | 1,196,000 | 2,407,000 | 3,609,000 | 4,606,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 140,000 |
| Pretax income | 1,133,000 | 2,209,000 | 3,415,000 | 4,688,000 |
| Income tax | 421,000 | 805,000 | 1,240,000 | 1,712,000 |
| Net income | 712,000 | 1,404,000 | 2,175,000 | 2,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,235,000 | 15,206,000 | 16,068,000 | 15,516,000 |
| Total capital | 17,073,000 | 17,048,000 | 17,879,000 | 17,314,000 |
| Risk-weighted assets | 147,738,000 | 157,871,000 | 151,945,000 | 149,120,000 |